Keep Your Home California helps struggling California homeowners with mortgage payment assistance at no charge. This federally-funded program may help homeowners who are underwater,  who are behind on their payments, or who are unemployed.  In San Bernardino County, more than 4,600 homeowners have received $91 million in assistance from this program. Keep Your Home California has the following programs:

Mortgage Reinstatement Assistance ProgramHelps eligible homeowners reinstate their first mortgage loan if they have fallen behind due to short-term financial problems.
Principal Reduction Program (PRP)Helps eligible homeowners who have suffered financial hardship obtain sustainable mortgage payments by reducing principal loan balances.
Unemployment Mortgage Assistance

Provides temporary assistance to eligible homeowners who have suffered involuntary unemployment.
Transitional Assistance Program (TAP)Provides one-time funds to help eligible homeowners transition to new housing after executing a short sale or deed-in-lieu of foreclosure.

Find out if you qualify for Keep Your Home California programs by calling 888-954-KEEP (5337) or go to http://www.keepyourhomecalifornia.org/.

Helping San Bernardino County Residents

Two of the eleven homeowners featured on the Keep Your Home California website are Yucca Valley resident Alpha R., who participated in the Mortgage Reinstatement Assistance Program, and Bloomington resident Debra T., who participated in the Principal Reduction Program.

To read Alpha’s story, click here.

To read Debra’s story, click here.

Gregory C. Devereaux Chief Executive Officer | James C. Ramos Chairman, Third District | Robert A. Lovingood Vice Chairman, First District | Janice Rutherford Second District | Curt Hagman Fourth District | Josie Gonzales Fifth District | Mary Jane Olhasso Assistant Executive Officer - Finance and Administration